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Tina Zak

Senior Loan Officer | NMLS #217728

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Pre-Qualify Now
My Mortgage App

State Lic UT #7547730

Explore My Website

IF YOU’RE LOOKING AT GETTING PRE-QUALIFIED, OR JUST EDUCATING YOURSELF ON YOUR MORTGAGE OPTIONS, TAKE A PEEK AROUND!

Get To Know Tina Zak

WE’RE “IN IT IN A MINUTE” UNTIL THE END. I KNOW EXACTLY WHAT IT TAKES TO GET A SPEEDY APPROVAL AND TAKE YOUR LOAN FROM A TO Z WITH THE LEAST AMOUNT OF STRESS.

We’re “in it in a minute” until the end. With over 25 years in the mortgage industry in different capacities (loan officer, processor, underwriter, closer), I know exactly what it takes to get a speedy approval and take your loan from A to Z with the least amount of stress. I live by the philosophy that if your clients are happy, you are happy. I also believe in Team 101’s motto of simplifying the mortgage process through superior knowledge and expertise. Qualities that define my team and me are honesty, responsiveness, and straightforward answers. When you’ve got the right loan officer and team behind you, the process is not only easy, but also enjoyable. You have found your loan officer for life!

Tina began her career in the mortgage industry in 1991. Since then, she has won numerous awards for high production and customer satisfaction scores. She is a private pilot, animal lover, and U of U fan, and she loves interior design. She resides in Holladay with her husband and son, who is studying at the U of U to be a computer engineer.

Tina Zak Academy Mortgage Team 101

Team 101 Loan Programs

INFORMATION ON THE DIFFERENT LOAN PROGRAMS OFFERED BY TINA AT TEAM 101 OF ACADEMY MORTGAGE

Calculate Your Mortgage

CALCULATE YOUR APPROXIMATE MONTHLY PAYMENT AND WHAT YOU CAN AFFORD.

Conventional Mortgage Calculator

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20%. They also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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FHA Mortgage Calculator

With flexible qualification guidelines, FHA loans are particularly designed to benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down. FHA loan limits vary by county. Click here to see current limits and contact Academy to see if you qualify.

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Affordability Calculator

Team 101’s affordability calculator helps you to determine how much house you can afford. It takes into account your annual income, monthly debts, and specified mortgage rate to calculate a home purchase price that fits within your budget.

My Mortgage App

A TOOL TO SIMPLIFY THE HOME BUYING AND LENDING PROCESS. DOWNLOAD IT FOR FREE TODAY!

  • Calculate your mortgage payment with the most advanced mortgage calculators on the market

  • Scan your documents and submit them using your phone

  • Get updates on your loan throughout the process

Compatible with:

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Tina’s Reviews

UNBIASED PAST CLIENT OPINIONS ABOUT TINA ZAK FROM AROUND THE WEB

    Buyer Resources

    SIMPLIFY THE MORTGAGE PROCESS WITH ACADEMY MORTGAGE TEAM 101’S HOMEBUYER RESOURCES

    Loan Documentation Checklist

    Tips for a Simple Loan Approval

    Improving Your Credit Score

    Basic Tips for Getting a Mortgage

    Buying vs. Renting

    10 Steps to Homeownership

    Comparison of Common Loan Programs

    Locking Your Interest Rate

    Contact Tina right away and start on the path towards homeownership with Academy Mortgage Team 101!
    Fill out the form below and I will reach out to you right away to schedule a no-cost consultation.

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    LET’S GET STARTED

    I’m here to help answer your questions. The mortgage process can, but doesn’t have to be, complicated. Use this form if you’d like to learn more about eligibility, rates, special programs, refi opportunities, or pretty much any other question that you can dream up…